East

FINANCIAL WORLD

Jan 19 2021 :

[Research]  

"Consider Stock Slices like rows of car in a CarMax. When the gas prices go up, the hybrids keep making you money; when they go down, the guzzlers take their turn" - Anonymous.

Today's blog post talks about a combination of ETF's with high yield securities and bonds. There are two recommended ETF's that form the slice for today's recommendation; 'Fidelity High Yield Dividend ETF (FDVV)' & 'iShares iBoxx High Yield Corporate Bond ETF (HYG)'. 

FDVV is an ETF comprising of 107 Equities, with 'APPL', 'MSFT' and 'PG' being the top 3 holdings. The ETF yields a 3.10% at today's closing price of $33.08. Being an equity ETF, it certainly has room to grow. Dividend paid quarterly. 

Rating : Hold

HYG is an ETF comprising of '1226' bond securities with 'BlackRock Cash Funds Treasury SL Agency', 'ALTICE FRANCE', 'T-Mobile US, Inc.' being the top 3 holdings. The ETF yields a whopping 4.88% as of today's closing price of $87.36.  Dividend paid Monthly. 

Rating : Hold

Great for retirees or those looking for a monthly income stream to retire early!!

Jan 15 2021 :

[Research]  

"Wall Street is the only place that people ride to in a Rolls Royce to get advice from those who take the subway." - Warren Buffett.

There is nothing better than the U.S. Securities and Exchange Commission database to get an peek into the world of equity. 

SEC provides a friendly search tool, knows as EDGAR, to refine relevant information for one's need. The search tool is available at https://www.sec.gov/edgar/searchedgar/currentevents.htm. 

Looking for businesses going for an Initial Public Offering in upcoming days; search for text 'S-1' in Enter the Form Id field in link above. SEC Form S-1 is a registration filing form for companies to complete registration of securities offering under the Securities Act of 1933

Jan 14 2021 :

Growing Number of Investors scooped newly Constructing homes solely for the purpose of renting in 2020. Build to Rent Giants like American Homes 4 rent has built 2500 houses in more than 60 neighborhoods. Another Company, Northmarq,  is running several build-to-rent projects in the Phoenix area. One of it's projects spans 943 one- and two-bedroom single-family houses.

Jan 13 2021 :

2021 Predictions on Real Estate 

According to Mortgage Banker's Association forecasts for rates to increase modestly in 2021, starting at, opening at 3% and rising to 3.3 % by the end of the year. 

While NAR (National Association of Realtors) suggests that Home Prices will grow by 8% in 2021, analytics firm CoreLogic forecasts home prices to grow by only 1.9% by Q4 of 2021.  Corelogic also forecasts 2021 would bring first price decline in 9 years. 

Jan 09 2021 :

While the CD rates may not be the highest in today's point of time, it helps to get the best rate out there in the financial world.  

Credit Unions seem to be offering the highest CD rates amongst deposit institutions in the country. Number of credit unions in the United States has declined by 1.9% at the beginning of 2021 from pandemic struck 2020, and stands at 5001. 

Research on CD rates across the country shows the best 5 Year CD APY at 1.25% at Delta Community Credit Union in Georgia. Membership conditions apply. Refer to the link CD Rates for more details.